Your future is in your 🤲

 How do you want to live your life? What are your goals? These are the questions that should be at the back of our minds every day. It isn’t easy to set and uphold these goals if we don’t plan to get there. Aside from getting advice from your peers and family, you need to seek help from financial experts. Find people that have succeeded and can teach you how to succeed. Find a circle of friends that are driven and are going places. “Show me your friends and I will show you your future” Dan Pena

Learn Self-Control A common mistake people make is buying things they do not need. We all have wants, but what we need to be successful are discipline and self-control. Example: If you want the newest iPhone, wait until next year’s model comes out before purchasing it or save up for that expensive pair of shoes you can’t live without. By being financially responsible in life, your future will look much brighter than if you continue with this behavior pattern long term.

Keep Track of Your Expenses you must know where every Penney goes! Keep a journal of your daily expenses and how much you spend. This will help you keep track of your money, and whether you’re spending it on unnecessary items or services. Recording your expenses will also help you prioritize the things that are truly important to you. You’ll be surprised at what you can cut from spending budgets once this habit kicks in!

Build an Emergency Fund We all know about saving for a rainy day. Emergencies can occur unexpectedly and drain your savings quickly, but it’s nice to know that you’re safe from financial ruin if something unfortunate happens. Keeping an emergency fund is like having a backup plan in case of a sudden change or setback. Start investing in the stock market with apps like Robinhood. Use my referral link and we both can get free stocks. Stock market and cryptocurrencies are down now but they will rise again, just like they have always done in the past.

Know Your Credit Score Your credit score is a critical part of your financial profile. It will affect your ability to borrow money and impact the interest rate you receive on loans. You should make it a habit to keep it in check all the time. You should also make sure that your credit score is accurate by checking for errors or fraud! You can check it once a year, which means now’s as good a time as any to start monitoring your score (and fixing anything wrong with it).

Don’t believe that someone else is in charge of your future. It may be simple just to blame elsewhere, and I have a feeling that many of you will do just that. However, you absolutely control your life, and you have a lot of control over your fate. Your future is in your 🤲

“Believe in yourself! Have faith in your abilities! Without a humble but reasonable confidence in your own powers you cannot be successful or happy.” Norman Vincent Peale